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Q1 2026 Issue – Deconstructing the Southern Bypass Tanker Fire Welcome to the Niche Insights Newsletter, our quarterly technical bulletin for insurance claims professionals. This inaugural issue examines the 25 January 2026 Southern Bypass tanker fire and its implications for multi-line insurance claims. We hope you find it useful! |
Niche. Technical. Deliberate.
Q1 2026 Special Issue – The Nairobi Floods
Heavy rain on the evening of 6th March 2026 brought Nairobi to a standstill, leaving major roads impassable and homes across low-lying estates inundated. Policyholders are now just coming to the realisation of the extent of damage to their properties and personal belongings. For insurers, a surge in flood-related Domestic Package claims is unfolding.
In this Special Edition of Niche Insights Newsletter, we examine the anticipated claims landscape—from damaged floors and collapsed walls to water-logged contents—and offer practical guidance on adjusting these losses with precision and empathy. We draw on our experience handling flood-related claims to help claims managers navigate the weeks ahead. We hope you find it useful!
Niche. Technical. Deliberate.
Q2 2026 – The Risk Behind the Risk
A lump sum contract figure lands on your desk. No breakdown. No asset register. No clear view of what you are actually pricing. For underwriters, this is a familiar dilemma—one that can quietly shape the adequacy of every quote you issue.
In this edition of Niche Insights, we examine a recent engagement where a leading Kenyan insurer faced exactly this challenge. We walk through how an asset mapping and valuation survey uncovered hidden concentrations, untested equipment, and critical interdependencies—transforming guesswork into a defensible, accurately rated risk. We also explore why the same principles apply at renewal and how renewal surveys verify risk improvements, track deterioration, and strengthen claims outcomes. We hope you find it useful.
Niche. Technical. Deliberate.
